How Aid Works for Undergraduates

More than half of Georgetown’s undergraduates receive some form of financial aid. Your financial aid is determined by subtracting your total family responsibility from your total cost of attendance.

Chalkboard with "Cost of Attendance, Expected Family Responsibility, Financial Aid"

2020-2021 Cost of Attendance

First Year/Transfer Undergraduate

2020-2021 first year/transfer undergraduate cost of attendance
Fulltime Tuition & Fees$54,634
Average Housing & Meal Expense$11,451
Books, Travel & Personal Expenses$3,287

Continuing Undergraduate

2020-2021 continuing undergraduate cost of attendance
Fulltime Tuition & Fees$54,596
Average Housing & Meal Expense$11,411
Books, Travel & Personal Expenses$3,269

Direct expenses (tuition, fees, housing, and meals) are charges that you will incur on your billing statement from the Office of Revenue and Receivables. Indirect expenses (books, travel, and personal) are other associated costs which are averages that you may incur for your education.

The total cost of attendance is based on full time enrollment for both fall and spring semesters. The fall semester is adjusted to include a 10% reduction for tuition and modest allowances for students living at home. The spring semester assumes students will be living and studying in-person at Georgetown.

Family Financial Responsibility

Your family financial responsibility is calculated based on the information you provided on the Free Application for Federal Student Aid (FAFSA), the CSS PROFILE, and your federal tax returns.

The FAFSA collects biographical and financial information including your family’s adjusted gross income, assets, number of people in the household, and number in college. This determines your federal financial aid eligibility (loans, grants, and work-study).

The CSS PROFILE collects more in-depth biographical and financial information from both natural parents, even if they are separated or divorced. This information includes home equity, business assets, and family expenses such as private school tuition for younger siblings and paid medical expenses. The CSS PROFILE, along with our review of you and your parents’ federal tax returns, determines your Georgetown University (GU) Scholarship eligibility.

Georgetown expects a minimum student contribution regardless of your income. The amount of this contribution changes based on class year.

Minimum contribution for each class year
Class YearMinimum Contribution
First Year$2,200

Financial Aid

Your calculated financial need is covered by different forms of federal and Georgetown financial aid.

Federal Grants are awarded to students with the highest financial need as determined by the FAFSA. Eligibility for the Pell Grant and Supplemental Educational Opportunity Grant (SEOG) are automatically considered in your initial financial aid award.

Georgetown scholarships are awarded to students with financial need, determined comprehensively through the FAFSA, the CSS PROFILE, and your family’s tax returns.

Direct loans from the federal government are awarded in either subsidized or unsubsidized forms based on your financial need as determined by the FAFSA. If you are eligible for loans subsidized by the U.S. Department of Education, you do not have to pay interest on your loan until the end of the six-month grace period following the completion of your academic program; for this reason, we advise that you exhaust any subsidized loan eligibility before considering federal unsubsidized loans or private loans, and borrow as little as possible. Read more about federal and private loans.

Student Employment can contribute to your educational costs while providing you with a wide variety of valuable work experience. Students with financial need as determined by the FAFSA may be eligible for a work-study award, in which case more job opportunities may be available to you. Learn more about student employment for both work-study and non-work study positions.

Outside scholarships and resources include things like private scholarships, tuition benefits, and veteran benefits. These resources can be used to potentially reduce your family contribution, as well as eliminate loans and work-study, so you must report these funds to Georgetown. If you want to expand your search for outside scholarships, feel free to use our outside scholarship database. To better understand how outside scholarships are built into your financial aid award, refer to the charts below. You can also directly contact our office to see how these resources will be built into your specific award.

How Financial Need is Determined

Financial need is defined as the difference between your total cost of attendance and your expected family financial responsibility. It is the amount of money needed for you to enroll at Georgetown. Your financial aid is awarded based on your financial need.

Examples of how financial need is determined
Example 1 Example 2 Example 3
Cost of Attendance (2020-2021) $69,720 $69,720 $69,720
Expected Family Financial Responsibility $5,000 $27,000 $45,000
Remaining Financial Need $64,720 $42,720 $24,720

How Financial Aid is Awarded

E4amples of how financial aid is awarded
Example 1 Example 2 Example 3
Remaining Financial Need $64,720 $42,720 $24,720
Financial Aid Award  
Federal Loan $3,500 $3,500 $3,500
Federal Work-Study $3,000 $3,000 $3,000
Scholarship/Federal Grant $58,220 $36,220 $18,220
Total $64,720 $42,720 $24,720

Federal Loan ranges from $3500 to $5500 based on your year in school.

Federal Work-Study ranges from $3000 to $3600 based on your year in school.

MyinTuition Quick College Cost Estimator

MyinTuition is a college cost estimator that takes about five minutes to complete and is meant to suggest a ballpark estimate of need-based financial aid and net cost. The MyinTuition estimator is designed for prospective undergraduate students and parents who are U.S. citizens and permanent residents only.

Estimate of need-based financial aid and net cost

Net Price Calculator

You can estimate your own expected family financial responsibility and need-based financial aid award through the Net Price Calculator using your and your parents’ most recent federal tax returns. The Net Price Calculator should be used by prospective undergraduate students and parents who are U.S. citizens and permanent residents only.

Estimate expected family financial responsibility and need-based financial aid award