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Graduate Federal PLUS loan



Online Entrance Counseling System:

(click links according to your classification)

Grad PLUS Only

Combined Grad PLUS and Stafford

Online Exit
 Counseling System:

Combined Grad PLUS and Stafford



Graduate Federal PLUS loans is a government-sponsored fixed interest student loan obtained through a private lender, such as a bank, credit union, or savings and loan association under the Federal Family Education Loan (FFEL) program.

The interest rate for Graduate Federal PLUS Loans is fixed at 8.5% for loans disbursed after July 1, 2006.

  • A graduate student may borrow up to the cost of attendance minus financial aid
  • Student borrower must be a U.S. citizen or eligible non-citizen
  • Student borrower must be enrolled at least half-time, not be in default, or owe a refund on any Federal student aid program
  • Student borrower must have a satisfactory credit rating

To View a Federal PLUS Loan Lender Comparison Chart Click Here!